As someone with no credit or bad credit, you have options to get approved for a car loan. But before applying for such loans, here’s what you need to know.  The first step is to find out your credit score. Once you have this, the next step is to make sure you do not cause it to go down before financing. Take some time to consider that if you can make a larger down payment, your monthly payments will be substantially lower. If you can temporarily find extra ways to save the month or two before your vehicle purchase it will open your options substantially. 

Additionally, if you are able to improve your credit score during this time it will be ideal. Next, it is also important to get pre-approved with theCarCreditExperts.com.  This lets you determine accurately what is available to you narrowing your selection off the bat and saving you time and money.